Title: I give zakah regularly and tax is also deducted from my salary every month from my salary

Question: I give zakah regularly and tax is also deducted from my salary every month from my salary. And this tax is very high than zakah and tax amount goes around 30 thousand every year and will increase in future. My question is if I take interest based bank loan then my tax amount will not be deducted and same (tax amount) amount will be given to bank as a interest. In both the cases (pay tax or interest) money in not coming to me but if I take loan then I will get some money benefit. What the scholars say about the above deal?

Answer ID: 38497Posted on: Sep 1, 2020

Bismillah hir-Rahman nir-Rahim !

(Fatwa: 920/754/B=1433) It is not lawful to take loan for deriving financial benefit. However, you will be allowed to take loan due to the problem of tax. Whatever remains after paying off the loan it shall be given in charity to the poor, needy and debtors without the intention of reward.