Title: My question in regarding PPF. I was working for a companey for 4 years and they used to deduct PF from my salary every month based on my basic salary. For assumptions lets take my basic was 5ooo in first year then it became 10000 then next year 20000 and last year 25000 now this PF contribution was around 12% of my basic & I think the same amount was contributed by my companey & was given to PF office. after completion of my 4 years I left the companey and joined another companey. I calimed my PF and they deposited in my account . first cheque was of amount 180000/- and second was aroung 28000/-. Usually PF companey gives the interest of 8.5% and I want this interest money to be removed from my actual money. How do I do it ? I dont know how much is mine and companeys money and how much is interest given by Provident fund office. Please help.

Question: Assalaamualaikum, Thanks for your effor and guidance to ummah. My question in regarding PPF. I was working for a companey for 4 years and they used to deduct PF from my salary every month based on my basic salary. For assumptions lets take my basic was 5ooo in first year then it became 10000 then next year 20000 and last year 25000 now this PF contribution was around 12% of my basic & I think the same amount was contributed by my companey & was given to PF office. after completion of my 4 years I left the companey and joined another companey. I calimed my PF and they deposited in my account . first cheque was of amount 180000/- and second was aroung 28000/-. Usually PF companey gives the interest of 8.5% and I want this interest money to be removed from my actual money. How do I do it ? I dont know how much is mine and companeys money and how much is interest given by Provident fund office. Please help.

Answer ID: 5381Posted on: Aug 31, 2020

Bismillah hir-Rahman nir-Rahim !

(Fatwa: 724/674=D-1429)

If the company has cut some amount from your salary without your will in the name of PF before you receive it, and then it returns you after adding some amount when your employment is over, then it is allowed for you to use this amount, it will not be regarded as interest. But, if you have said yourself to get your salary cut for PF, then explain it and ask the question again.